Our process is all about you and your needs. We start by helping you define why money matters to you and create a unique, inspiring financial vision for your family. From there, we guide your financial decisions so you move closer to your ideal life, while making sure you enjoy the journey along the way.
Discovery
We get to know each other, understanding your values, goals, and priorities. This is also a chance for you to ask questions about working with a financial planner. We confirm mutual interest and outline next steps during and after this complimentary call.
Preparation
We gather your financial information and organize it to create a clear picture of your current financial situation. This allows us to analyze every facet of your finances, from everyday budgeting and cash flow to long-term retirement and estate goals.
Collaboration
Once we understand your situation, we work together to develop a tailored financial plan with clear recommendations. Every step of the plan is designed to align with your vision and priorities, and we present it in simple, actionable language so it’s easy to follow.
Climb
After the plan is complete, we help implement it and continue to meet regularly to review progress and make adjustments as life changes.
The initial planning process can take up to three months, depending on your pace and the complexity of your situation. After that, ongoing financial planning includes two to four meetings per year, including an annual comprehensive review. Some topics naturally follow a schedule, such as tax planning in the first and fourth quarters or budgeting at the start of the year.
As a fiduciary, I am committed to acting in your best interest at all times. That means you’ll always know exactly what you’re paying and what value you’re receiving.
- Fees are fully transparent, fair, and customized based on the complexity of your situation, the services provided, and the time required.
- We also monitor your plan and the services we deliver to ensure they remain aligned with your needs, adjusting service levels or pricing if your situation changes.