Financial Planning for First-Generation Wealth Builders
More money creates more decisions. I help you figure out which ones actually matter, build a structure around them, and make sure it holds as your life changes. Fee-only. Fiduciary. No products to sell.
More Choices, Not More Clarity
Maybe it was the bonus that hit your account and sat there. Maybe it was the RSU vest, or the raise, or the moment you realized your tax situation just got complicated.
Earning more does not make the decisions easier. It makes them bigger. How much to keep in cash. Whether to invest more or pay down debt. What to do with stock compensation. How much house you can actually afford. Whether your insurance and estate plan still fit what you have built.
You can spend a great deal of time getting small decisions exactly right and miss the few that will determine whether your plan works.
Focus on What Matters Most
I spent twenty years as a buy-side equity analyst. The job was not knowing everything about a company. It was identifying the two or three things that would determine whether the investment worked or not.
Financial planning works the same way. Not every variable carries equal weight. My job is to find the decisions with the greatest consequences for your plan, pressure-test the assumptions behind them, and build a structure that adapts when things change.
That means looking at your financial life as a whole: cash flow, investments, taxes, insurance, housing, stock compensation, retirement, and estate planning. Not to optimize every one of them, but to make sure the important ones are right.
I built my own financial foundation without a family playbook. Now I help others do the same.
CFA® charterholder, 20 years in investment research, fee-only fiduciary.
Questions Worth Answering
- We finally have real money. Why does it still feel like we are one mistake away from losing it?
- Should we be investing this, paying down debt, or just holding on to it?
- Everyone has opinions. Our parents, coworkers, the internet. How do we know who to trust?
- What are we missing that people who grew up with money already know?
Start Here
You do not have to have it all figured out before we talk. No forms, o preparation, no pressure. Just a conversation about what is on your mind and whether I can help.
Schedule Your Free Introductory Call
Not ready to talk yet? Start with the guide
