I am a fiduciary, which means I am legally and ethically required to act in your best interest, not my own. D’Agaro Financial Advisory is fee-only, so you pay directly for advice and management. I do not receive commissions or incentives from anyone else. My only motivation is helping you make clear, confident financial decisions with complete transparency.
I hold the Chartered Financial Analyst® (CFA) designation and have over 20 years of experience in investment research and portfolio management. That background helps me bring structure, discipline, and clarity to every client relationship.
Financial planning connects every part of your life, including investments, retirement, taxes, insurance, education, and estate planning, into one coordinated plan. The goal is simple: clarity, confidence, and steady progress toward what matters most to you.
No. Financial planning is valuable at any stage or portfolio size. If you are still building assets, we can start with a standalone plan that you implement yourself, then evolve into investment management as your needs grow.
Most plans take about three months to complete. After that, we meet two to four times per year to review progress, refine goals, and adjust to changes in your life. The process is steady and structured, never rushed.
You value clarity, honesty, and long-term planning. You want a steady partner who helps you make thoughtful decisions about money and life, not someone selling products or chasing market noise.
If you are looking for high-risk speculation, short-term trading, or quick wins, we probably are not a match. My work is grounded in evidence, discipline, and consistency, which are the traits that build lasting results.
Markets rise and fall, but emotions are the real test. My role is to help you stay focused on your plan, not the headlines. We prepare for volatility in advance so your decisions remain clear even when conditions change.
Yes. I meet with clients remotely. It is flexible, efficient, and allows us to stay connected wherever you are.
That is perfectly fine. Most people do not. We start wherever you are, talk through what matters most, and build clarity one step at a time.
Of course not. We all have our guilty pleasures. The goal is not perfection; it is balance. A good plan makes room for today’s joys while protecting tomorrow’s security.